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Why We Approved Disconnection Of Banks’ USSD Services -NCC
The Nigerian Communications Commission (NCC) has explained that it approved the withdrawal of Unstructured Supplementary Service Data (USSD) services from Deposit Money Banks by the Association of Licensed Telecoms Operators of Nigeria due to unpaid debt.
The Director of Public Affairs, NCC, Reuben Muoka, disclosed this in an interview with The Tide source in Abuja, at the weekend.
He noted that the approval to disconnect the banks from the USSD services was given due to the refusal of the financial institutions to give consideration and cooperation to all efforts by the NCC to make them pay.
Earlier, mobile telecommunications operators, including MTN, Globacom, Airtel and 9mobile, under the aegis of the Association of Licensed Telecoms Operators of Nigeria (ALTON), announced that bank customers would not be able to use the USSD services as the lender would be disconnected.
ALTON had explained that the authorisation by the regulator to disconnect the banks was due to their refusal to pay the N120bn debt owed the telecom operators for USSD services.
ALTON said the mobile network operators had planned in 2021 to take action over the N42bn debt incurred by the DMBs, but interventions by the Minister of Communication and Digital Economy, Isa Pantami, and the NCC discouraged them.
It stated that the indebtedness would negatively impact the digital and financial inclusion programme of the Federal Government.
Despite the interventions and per-session charges for USSD services by the banks, he stated that the DMBs still refused to pay the MNOs when the debt was still about N42bn.
Mouka stated, “This issue between the banks and the telecom operators is a commercial issue. The NCC only decided to intervene because we know it will affect a lot of bank customers. This prompted the government to intervene in what should have been a commercial dispute.
“The USSD service was a commercial agreement between the MNOs and the banks. We have had several meetings with the Central Bank of Nigeria, the minister, ALTON members, mobile network operators, and the banks themselves concerning the debt but to no avail.
“There is nothing the NCC can do right now because it is the bank customers that are benefitting from the USSD codes. If the banks were keeping the faith by paying in bits, it would have turned out better, but the debt has now become exorbitant. The NCC has approved it (disconnection); the MNOs can go ahead to disconnect them since the banks owe and have refused to pay their debt”.
ALTON had in a statement signed by its Chairman, Gbenga Adebayo, said since the contract between the mobile operators and the banks was strictly commercial, the MNOs are authorised to withdraw the services if the transaction was unprofitable to them.
ALTON added that despite efforts by stakeholders to intervene in the issue of indebtedness, the banks had frustrated the efforts by refusing to pay the debt or sign the final agreement.
The statement read in part, “The Nigerian Communications Commission (NCC), Association of Licensed Telecoms Operators of Nigeria (ALTON), Association of Telecommunications Companies of Nigeria (ATCON) and Deposit Money Banks (DMB) represented by the Chairman, Body of Bank CEOs, subsequently met on March 15, 2021, to discuss the indebtedness of the DMBs to the MNOs for USSD services. In this regard, the CBN and the NCC issued a joint press statement on the agreement reached by all stakeholders.”
The President Bank Customers Association of Nigeria, Dr Uju Ogunbunka, condemned the telecom firms’ decision, which he noted would have a detrimental effect on members of the public, who rely on the services that the banks provide.
He said, “Banks are not providing services for themselves but for the customers. I believe that the issue should have been discussed with the banks and if there is no headway, then relate with the regulator since the NCC is also involved”.
Chief of the Air Staff (CAS), Air Marshal Hasan Abubakar, had lauded the courage and commitment of troops of the Nigerian Air Force (NAF) to the ongoing counter-insurgency operations in North East Nigeria.
Abubakar gave the commendation during a morale-boosting visit to the Air Component of Operation HADIN KAI in Maiduguri, Borno.
This is contained in a statement by the Director, Public Relations and Information, NAF, Air Commodore Ehimen Ejodame, yesterday, in Abuja.
The CAS said their sacrifices were etched in the history of the nation, and in the hearts of millions of Nigerians who sleep safer because of the troops’ vigilance.
He emphasised that their bravery and resilience in the face of adversity have not gone unnoticed, saying his visit underscored the vital role airpower plays in neutralising threats and protecting communities.
Abubakar pledged continued investment in cutting-edge technology to empower frontline units.
According to him, the NAF remains steadfast in its mission, guided by leadership, strengthened by unity, and driven by the selfless service of its personnel.
The visit comes at a critical moment, reinforcing the importance of public support for military operations and spotlighting the human element at the heart of national defence.
Nigeria’s soft drinks and beverage market continues to show strong growth potential, making it the leading consumer of soft drinks in Sub-Saharan Africa, according to the German Mechanical Engineering Industry Association.
A statement by the VDMA disclosed during a press conference held in Lagos ahead of drinktec 2025, that Nigeria consumed over 53 billion litres of soft drinks in 2024, placing it well ahead of other African countries such as Ghana and South Africa.
Despite challenges such as inflation and a weakening naira, Nigeria’s growing population, rising urbanisation, and expanding middle class are key factors driving demand in the beverage sector.
Bottled water led the segment with 48.7 billion litres sold in 2024, a figure projected to rise by 27% to 62 billion litres by 2028.
Carbonated soft drinks followed with 3.4 billion litres, expected to reach 4.4 billion litres by 2028, while energy drinks are forecasted to grow by 30% over the same period. Juices, though relatively small, are also on an upward trajectory.
“The Nigerian beverage market is expanding quickly due to increasing accessibility and affordability,” VDMA stated, citing data from Euromonitor International.
Set to take place in Munich from 15 to 19 September 2025, drinktec is the world’s leading trade fair for the beverage and liquid food industry.
VDMA, a key exhibitor and technical partner for the event, revealed that Nigerian participation is expected to be strong, especially as the country anticipates economic recovery.
Nobel Laureate, Prof. Wole Soyinka, has condemned the recent ban placed on a song by Nigerian musician, Eedris Abdulkareem, describing the development as a return to the culture of censorship and a threat to the right to free expression.
Abdulkareem had waxed a song titled “Tell Your Papa” which criticized President Bola Tinubu’s administration.
In a statement issued from New York University, Abu Dhabi, yesterday, Soyinka criticised the action and its wider implications, saying it echoed past attempts to stifle artistic and socio-political commentary in Nigeria.
“Courtesy of an artist operating in a different genre – the cartoon – who sent me his recent graphic comment on the event, I learnt recently of a return to the culture of censorship with the banning of the product of a music artist, Eedris Abdulkareem,” Soyinka said in the piece posted on PM news.
He expressed irony in suggesting that the ban did not go far enough, stating, “It is not only the allegedly offensive record that should be banned – the musician himself should be proscribed. Next, PMAN, or whatever musical association of which Abdulkareem is member, should also go under the hammer.”
Soyinka noted that he had not listened to the banned song but stressed that the issue transcends content and concerns a fundamental democratic principle.
“It cannot be flouted. That, surely is basic. This is why I feel that we should look on the bright side of any picture and thus recommend the Aleshinloye cartoon – and others in allied vein – as an easy-to-apprehend, easy-to-digest summation of the wisdom of attempting to stifle unpalatable works of art or socio-political commentary,” he said.
He also pointed out the irony that censorship often benefits the targeted artist.
The ban is a boost to the artist’s nest egg, thanks to free governmental promotion. Mr. Abdulkareem must be currently warbling his merry way all the way to the bank. I envy him,” he added.
The literary icon warned that such censorship was not only counterproductive but also dangerous to democratic development.
“We have been through this before, over and over again, ad nauseum. We know where it all ends. It is boring, time-wasting, diversionary but most essential of all, subversive of all seizures of the fundamental right of free expression,” Soyinka said.
He warned that the ban creates “a permissive atmosphere of trickle-down power,” where state authorities feel emboldened to clamp down on dissent.
Soyinka’s statement also touched on broader issues of impunity and mob violence in Nigeria, lamenting the recent lynching of 19 youths in Edo State.
“My heart goes out to friends, colleagues and families of victims and traumatised survivors of this senseless slaughter. Our thirst for justice must remain unslaked,” he said.
Referencing the 2022 killing of Deborah Samuel in Sokoto, Soyinka criticised the culture of impunity, saying, “Identified killers were set free to gloat, and paste their photos on the Social Media… in full daylight glare, in the presence of both citizen voyeurs and security forces.”
He called for accountability, warning that “as long as the culture of impunity is given the sheerest strain of legitimacy in any given cause, such gruesome assaults on our common humanity will continue to prevail.”
Soyinka concluded by urging the relevant regulatory body to reverse what he described as a “petulant irrationality,” warning that any government that only tolerates praise-singers “has already commenced a downhill slide into the abyss.”