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POS Business Booms In PH

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In the wake of the Covid-19 crisis, several measures have been devised by the people to obviate the hurdles and other setbacks of the pandemic, especially in fuelling their daily existence. One of the most affected areas in coping with the Covid-19 experience had been in financial transactions, especially with the major financial institutions, shutting their doors, to avoid both structural and institutional infiltration and flaws.
The PH Metro investigations reveal that in recent times, the attitudes of financial institutions, mostly banks, have been that of restraint in services, to guard against unpleasant consequences that are fallouts of the system. There is therefore a routine inconvenience on the part of the people to crowd at various banks branches to propel their daily financial transactions.
But the populace seemed equipped by the Covid-19 experience to create alternative means of easing their financial transactions, addressing social defects and making money.
The Point of Sales (POS) service is now the popular and most regular measure of easing financial transactions.
Presently, almost all the streets of Port Harcourt are dotted with decorated stands and outlets, with intense business activities ongoing in this aspect of mobile banking.
The operator of Henzy POS outlet in Port Harcourt, Nkechi Onyeije, who spoke with The Tide Metro, said the business required authorization from banks to operate.
Onyeije is excited about the business because it opens her eyes to financial propriety.
“I love to do the business because it teaches me how to manage money, and how to render services to the public, I love to see people relieved of their stress and also make money from the process” .
Asked her challenges in the business, she said; “the challenges are mostly that of network, which is common, stamped duty charges by banks and effective capital base.
She explained that every transaction of ten thousand Naira, attracts a fine of two hundred naira, and in some cases three hundred naira.
Another operator of the POS business in Port Harcourt, Mr Gibson Doone, said he got involved in the business because he loved commercial activities.
According to him, “the POS business, needs discipline and patience to attend to people’s needs”. He said he hated to see queues of people at ATM stands in banks, frustrated and unable to do their businesses with ease.
“I am a man that likes to be productive, I found out that many of the people are always stranded at banks and unable to carry out their financial transactions with ease, I also make money from the business so I love it.”
When The Tide Metro interviewed one of the users of the POS services, Mr, Benson Aduma, he said the use of POS to service his utilities has helped him to avoid the stress of carrying out financial transactions through conventional banking services.
He said; “Most of the bank ATM swallow cards, and also fail to dispense cash, to take care of my pressing needs, I have to look for alternative means to survive, the stress of getting money in banks has resulted into fatal consequences, these must be avoided.”
Another regular user of the POS services. Mr Kingsley Obed, called for the liberalization of the POS services to accommodate more service providers.
Mr Obed who was visibly disappoointed with bank services said; “it’s right time banks and other institutions are held responsible for their promises and claims, you see inscriptions such as 24 hour ATM services at banks and when you use the ATM , they are mostly dysfunctional, we are fed up with these irregularities”. The Metro investigation reveals that the major operators of the POS business include; Kudu, Itex, Money Pay, Pam Pay, own money, among others. The service providers operate with these various groups to render their services. The availability of these services is in popular endorsement to have stimulated patronage, as people mostly consider distance, and other personal inconveniences in their choices.

 

By: Taneh Beemene

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Metro

Traditional Rulers Mobilise Subjects For Fubara

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Traditional rulers in Rivers State say they are mobilising their subjects to ensure Governor Siminialayi Fubara’s administration succeeds.
The Chairman of Rivers State  Council of Traditional Rulers(RSCTR), Eze Oha Apara IV of Apara Kingdom, Eze Chike Amadi Worlu – Wodo gave the assurance at the 117th and 118th quarterly general meeting of the council held in Port Harcourt.
He commended the state governor for maintaining peace in the State despite the unwarranted political crisis orchestrated by selfish and overzealous politicians.
He stated that Governor Fubara should not retaliate by toeing the violent path, adding that Rivers people know those who are over-heating the polity.
The chairman further appealed to people of the State on all sides of the political divide to remember that they have nowhere else to call home apart from Rivers State, saying that they must not allow their personal interests to destabilise and stifle growth of the State.
“As traditional rulers, we owe our State the duty of making it peaceful by cautioning our children against violent act. We, therefore, cannot caution anybody if we allow ourselves become overly partisan.
“ We will then lose the moral authority to reprimand those causing trouble when we take sides.So I say let us all work assiduously to maintain peace in Rivers State,” he said.
He used the medium to advise the supporters of the governor to avoid persons or events that will cause violence, as detractors want to make the State ungovernable so as to call for the declaration of state of emergency.
“ Let me use this opportunity to thank Your Excellency for maintaining peace in the State in the face of the unwarranted political crisis orchestrated by selfish and overzealous politicians.
“ You must not, Your Excellency, fall into their traps by going the violent way. All of us know that those who are over-heating the polity have one aim of making this state ungovernable so as to make it fit for a declaration of state of emergency”, Eze Worlu- Wodo said.
He thanked the state governor for appointing him as the chairman of traditional rulers, council adding that he will  contribute his own little quota to the development of the traditional rulers council and by extension, our dear State, Rivers State.
“ Council records have shown that this is the second time since you became Governor of the State on May 29, 2023 that you have approved and released funds for two sets of combined quarterly meetings of the council.
“ This means that your administration is not indebted to us in terms of payment of our meeting sitting allowances.
“ It takes only someone who is both law-abiding and generous to be able to do this.
“On behalf of the traditional rulers, I thank you our Governor”, he said.

Stories by Kevin Nengia

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State Colour Painting: Commercial Drivers Beg For Time

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As the Rivers State Ministry of Transport announces an ultimatum to commercial drivers to paint their vehicles  with the approved state colour latest on August 1, some commercial drivers have pleaded for more time.
The directive was announced on Monday by the State Commissioner for Transport, Prince Collins Onunwo as it insisted that after the deadline, defaulters will not be allowed to operate.
He said in a statement signed by him that the new order is  for uniformity and to ensure subsidised rates.  “The Rivers State Ministry of Transport and the National Union of Road Transport Workers (NURTW) have reached an agreement with some designated automobile painting workshops, interested persons can contact the following persons.”, he said.
Meanwhile, responding to the directive, some commercial drivers who spoke to The Tide Metro sought for more time so that they can source money to paint their vehicles.
Kennedy Amahu, who plies between Choba and Mile One said , “ the time is too short. August 1 is just less than two weeks from now and I don’t think many of us can meet the deadline.”
Besides, he explained that many commercial vehicle owners do not paint their vehicles as this allows them to take charter and drops into restricted facilities.
He argued that if their vehicles are painted with state colour, many of them will lose customers and will be restricted to enter some places.
On his part, Hope Nwankwo decried the time given by the government, “ I can’t meet up, but if they extend it to October”, many of us can try.
So far, according to Nwankwo, who ferries  passengers from Iwofe to Mile One, Diobu, many of his fellow drivers are not aware of the new policy.
He begged that government should do more extensive publicity on the new directive.
Another commercial driver, Anele Nwobi said what should be done is to register the vehicles to monitor car theft than painting vehicles.
“As far as I’m concerned, “ Nwobi said, “ this new government directive will empower Agberos and the police to harass commercial drivers.”
He recalled that previous administrations had given such directive but that after a while, it failed because of poor implementation.
Nwobi argued that with the poor economy, it would be difficult for many drivers to meet the deadline since most of them are on hire purchase. “The price of fuel is too high now for most of us to cover our daily returns, he said.”
Jaja Stephens, a keke bus driver told The Tide Metro that painting vehicles is quite expensive and hence, many of them will be put out of the road.
Apart from pleading for time extension, Stephens further stated that there is need for the drivers unions to sensitise their members, stressing that many of them are not aware of the new government directive.

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Rebisi Natives Reminisce On Heritage

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It was supposed to be a book launch but fate turned it into a day of reminiscence for natives of Rebisi in Port Harcourt City Local Government Area of Rivers State.
For over 113 years when their great grandfathers ceded some parts of their land to colonial masters and named it after Sir Harcourt then Secretary of Colonies in 1913, natives of Port Harcourt became part of the new metropolis now called Port Harcourt.
According to Eze Apara Rebisi, HRM Isaiah Elekwu, about 25 square miles of their land were ceded to develop the new city which included a new port and railway at the time.
Fortunately, the book launch turned to a historical forum as speaker after speaker spoke of the past and the rich heritage bequeathed by their fathers.
It was this backdrop that made the paramount ruler of Port Harcourt, HRM Elekwu to charge historians to begin earnest documentation of Rebisi people as a way to preserve their heritage.
The royal father gave the charge during the launch and public presentation of the book, ‘Rebisi Natives of Port Harcourt: History and Developments’ written by Arthur Kalagbor held on Wednesday in Port Harcourt.
The monarch said intellectuals in the Kingdom should engage more in written than oral history, as he commended Kalagbor for leading the light in documenting his people.
He described the book as the beginning of a new era in Rebisi Kingdom and quest to ensure that there is cohesive and united front among the people.
Calling on elites in Rebisi to rise to the challenge of leadership, Eze Elekwu said time has come to save the future of the Kingdom.
Part of the charge by the Rebisi monarch was to make sure that the struggles of their great grand fathers were captured.
For instance, he recalled that while the 1913 agreement made both by Okrika and some Rebisi chiefs were rejected, the colonial authorities were forced into accepting it.
Earlier, Chairman of the occasion, Prof. Sunny Amadi said he was elated that a new awakening has started in Rebisi Kingdom with the book.
The university teacher however, advocated for a new economy for Rebisi as he called for use of estate development to drive future growth of the people.
“In his words, Today most parts of Rebisi have been overtaken by development and that is why I urge our people to see opportunities from the estate , and built environment to preserve the future of children.”
Reviewing the book, Dr Chris Akani described the work as historical legacy, that seeks to throw light on the ontology of the people.
He stated that the seven-chapter book with 106 pages is fluid and easy to read, with special focus on the origins of Rebisi people.
Akani added that, “it’s an exciting book that has come at the right time and I think the author should be given a resounding ovation”.
The book reviewer noted that the book is a response to the desire of indigenes to know their roots.
Following the expansion and migration by Rebisi children which included, Okuta. Abali; Ola Ekenigbo and others.
Said he, “Rebisi had four wives, and he was a young man aching for success. And so the children did not relent to expand like Orubom and Abali who were adventurous.”
The expansion according to the university don was as a result of wars and skirmishes and this took place between 1700- 1734. And this led to the conquer of Elekahia.
While launching the book, former House of Representatives member representing Port Harcourt Constituency, Hon. Ken Chikere described history as key to the future.
He said, “if we know our history, then, we will be fully guided.”
Hon. Chikere, a former Commissioner for Justice and Attorney General added,” “What is important is to know where you come from. We need to learn our history, so that no one writes our story for us.”
In his remarks, the book author, Arthur Kalagbor disclosed that the book is an outcome of a study group set up by Rebisi Monarch in 2014.
In the view of Kalagbor, the book is not a folklore, but rather a collation of oral history compiled and confirmed by various sources.
He said,” Even with the lack of reading culture, we still need to write with information that are verifiable and evidence-based.”
With the completion of the assignment to collate history of the Kingdom, he noted that he was compelled to expand the frontiers to cover other areas of culture and origins to educate the young generation.
Kalagbor reiterated that the book is dedicated to the future generations who have little knowledge of their history, and thanked royal fathers, and local sources for support, including former President of Ogbakor Ikwerre Organisation Worldwide, Prof. Otonti Nduka for writing the forward of the book.

Kevin Nengia

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